What is Identity Theft?
Identity theft is a crime that has already become part of our society for a long time. It’s all about stealing someone’s identity and using it for one’s unethical benefits.
Still, it is hard for us to stop identity thieves from stealing one’s identity. This may due to the parallel advancement of the ways and methods of the thieves in doing this crime and the efforts of the people in fighting this crime.
But though identity theft has been a problem for quite a long period of time, we should not quit instead, we should continue protecting ourselves and fight for the confidentiality of our identity.
What To Do If your Identity is Stolen
Knowing the things and information that should be protected from the thieves is not enough to prevent yourself from being a victim of id theft. Knowing the ways on how identity thieves do their crimes is also not enough.
And of course, knowing the things to be done after being a victim of identity theft is not enough to resolve the problem you’ve been into. It is not enough to just know the things to be done, we should actually do it.
In that way, we will be able to avoid being victims of identity theft. Actions are the most powerful and effective way to get what we want, and, in this case, it is to have a life that is free identity thieves.
There are already several victims of identity theft. And they are not telling the same story. We have a saying that experiences are the best teacher.
If we will just listen to them, we will learn a lot from their experiences that will surely take us one step away from their traps.
We don’t have to personally look for the victims of identity theft; the easiest way to do this is through browsing the net. We can learn from their mistakes.
Here are 4 things you need to know about identity theft and how to protect identity. It also discusses the ways identity theft happens: –
Things you need to know about identity theft and how to protect identity
1. Identity Thieves are Resourceful
Just because it is trash to you does not mean it cannot be used to steal your identity and your financial information.
Every time you throw a paid credit card bill, or a pre-approved credit card offer in the trash, you put yourself at a higher risk of becoming a victim.
Always remember that any piece of paper that has your name and financial information on it can be a weapon in the hands of thieves who will go to any length, including rooting through your garbage, to steal valuable data.
2. Scam Artists Looks Over Your Shoulder at the Grocery or Department Store
Shoppers quite often take out their credit cards or open their wallets way before their turn to pay for the items they bought.
Just because they do not have your actual card does not mean thieves cannot use the number in order to steal from you.
Always be wary of people who seem to be too close to you in the cashier line because there is a chance that they are trying to take a peek at your card information.
Better yet, only take out your card when it is time to pay for your items.
3.Some Companies Accidentally Share Valuable Information with Identity Thieves
If you pay, your utilities using the auto debit or auto credit function of your card, you should be worried.
Scam experts can call the utility company pretending to be you and ask the customer service representative to read back the card information to them because “you” have forgotten which particular card you used to pay for the bill that month.
While it sounds astounding, it actually happens a lot and the utility company does not even know it has become complicit in a serious crime.
4. Recurring Online Payments can be Used Against You
A lot of people subscribe to certain services or products online and they pay with their credit card every month.
You should never be too cavalier about this because your financial information can be easily stolen especially if you never check your security line of defense such as passwords and verification numbers.
If possible, use PayPal or other online payment processing mediums to avoid getting ripped off.
Keep these points in mind and we could fix identity theft issues in a better way.
At the End
Identity thief is indeed a serious crime. We can never tell when, where and how are we going to encounter identity thieves, so we better know how to protect identity and stay alert all the time.
It is an unpredictable crime, which may involve unexpected people, so we have to be careful all the time. No one wants to be a victim of identity theft, but we have to face the fact that we are all at risk and all we have to do is to act the appropriate actions in order to stop identity theft.
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